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Seahorse Underwriters

Comprehensive Boat Insurance

Seahorse Underwriters offers our customers and agents agreed value policies underwritten by A-rated carriers. We have the ability to quote and bind within minutes and pride ourselves on ourprompt, professional, and courteous service. We provide coverage on a wide range of hull values from $5,000 to $30,000,000. Whether you’re a broker, private pleasure boat owner, or professional fishing guide, we can help you find the right coverage.

Make a Payment

Online Payment

Payment by Phone:

800-277-6698

Coverage Highlights

If you don’t have a separate boat or private watercraft insurance policy, you’re probably underinsured. Most homeowners insurance policies have size restrictions, limitations on horsepower, and limits on damage coverage for watercraft. We can customize a policy for you that includes:

  • Liability coverage, which protects you against damage to others or their personal property
  • Collision coverage to protect you against accidents with underwater objects and other watercraft
  • Medical payments for accident-related injuries
  • Damages to any accessories, such as personal items or fishing equipment
  • Uninsured boater liability, which protects you if you’re in an accident with a boater who has no insurance
  • Total loss replacement if your boat is destroyed
  • Towing for your damaged boat
  • Emergency expenses to cover temporary living expenses
  • Fire and theft coverage for your watercraft contents

Plus:

  • Competitive rates
  • Coverage for individuals, partnerships, and/or corporate/business owners
  • Hurricane safe harbor reimbursement
  • On-the-water towing
  • Bahamas and Mexico coverage available also

Professional Fishing Guide Program

The Seahorse Professional Fishing Guide policy is available to serious anglers who need comprehensive coverage. Whether you operate a full-time or weekend-only guide service, this program provides coverage that fits your needs. Coverage features include:

  • Agreed value paid on total loss—no depreciation
  • Liability for you and your crew
  • Expedited claims service for striking a submerged object
  • $5,000 Fishing Equipment Coverage included
  • $1,000 Towing and Roadside Assistance Coverage included
  • Dockside Liability
  • Tournament Fee Reimbursement
  • Uninsured Boater Liability
  • Medical Expenses Coverage
  • Covers charter fishing with a maximum of six passengers and includes private pleasure coverage for the owner

Request a Fishing Guide Quote: 800-277-6698

  • Temporary substitute boat liability coverage provided if the boat is out of service for repair or maintenance
  • Includes coverage for the transport of paying customers to duck blinds and hunting camps
  • United States Federal Longshore & Harbors' Compensation coverage included
  • Wreck Removal Coverage
  • Includes coverage for personal use and tournaments

Ready to Get Started?

Our approach begins with understanding your needs and goals.

Contact us to get started.

800-277-6698 SeahorseUnderwriters@McGriff.com