October 10, 2018
As Hurricane Michael begins to batter northwest Florida, our thoughts and prayers go out to those of you in the path of this potentially catastrophic storm. A life-threatening storm surge up to 13 feet, flooding rains and destructive winds are predicted for Florida's panhandle and Big Bend area.
Please stay informed and take precautions to protect yourself, your loved ones and property. Power outages are expected to last for days or even weeks in the hardest-hit locations.
If you're in a location where time still permits, protect your property by closing all windows in your home and autos; put vehicles in a garage or carport, if available; and secure items on your property, such as patio furniture.
All Michael-related claims may be reported directly to your insurance company. Locate your insurance policies, including company contact information and policy numbers, and keep them with you or readily available.
- Make temporary repairs to protect property from further damage. Save all receipts and do not throw away damaged property. Take pictures.
- Be very careful about choosing contractors to make repairs as disreputable contractors can take advantage of unsuspecting clients. Do not sign assignment of benefits forms for contractors or restoration companies. This can result in excess charges not covered by insurance.
- An adjuster will be in touch as soon as possible. Jot down their name and number. Many times insurance companies hire independent companies to assist with the large number of claims.
- If you cannot operate your business at the same location, keep all receipts for the extra expense of relocating. Coverage for these expenses will be reviewed in the settlement process.
More information here for you and your family in this special edition of Personal Insurance Insights(opens in a new tab).
Rest assured, we'll do everything we can to support you through the storm and recovery efforts. Thank you and stay safe.
Insurance products and services offered through McGriff Insurance Services, Inc., a subsidiary of Truist Insurance Holdings, Inc., are not a deposit, not FDIC insured, not guaranteed by a bank, not insured by any federal government agency and may go down in value.
McGriff Insurance Services, Inc. CA License #0C64544