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Personal Umbrella & Excess Liability Insurance

Protect yourself from life's rainy days

What would you do if you found yourself in one of these situations:

  • You, your spouse or your teenage child is determined to be at fault in a collision with another vehicle, and the damages exceed your car insurance’s liability limits.
  • Your dog bites a cousin who is visiting your home from out of town, and you’re now responsible for the cousin’s ER treatment and medical costs.
  • A neighbor’s child falls off the trampoline in your backyard, and the parents subsequently sue you.

Are you prepared? It’s important to understand personal umbrella and excess liability insurance and how this coverage can help protect your family and your livelihood.

At McGriff, we’re here to advise you on the differences between these two types of coverage and help you get the protection you need. Contact us today to start a conversation. 

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Insurance products and services offered through McGriff Insurance Services, LLC, a subsidiary of TIH Insurance Holdings, LLC, are not a deposit, not FDIC insured, not guaranteed by a bank, not insured by any federal government agency and may go down in value.

McGriff Insurance Services, LLC. CA License #0C64544