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Small Business Insurance

Your business is unique—and so are your risks.

McGriff shops the rates for you.

Whether you’re operating a hair salon, running a restaurant or building custom cabinets, your business will face some very real risk exposures. Are you protected against:

Property damage or personal injury to others

Damage to buildings and inventory

Losses from operating a commercial vehicle

Employee injuries on the job

Our dedicated team of small business insurance specialists can review your current coverage and tailor a program to meet the needs of your business at highly competitive rates.

Types of coverage

Liability Insurance

Protect your business in the event of accidental loss or injury:

  • Get guidance on the type of liability insurance your business needs
  • Obtain this coverage as a standalone policy or packaged with your business owner’s policy 

Property Insurance

Protect your business property from damage or loss:

  • Safeguard your business property and contents from loss, theft or damage
  • Shield yourself from business interruption, loss of income or loss of the use of your property 

Workers’ Compensation

Even with the best safety measures in place, accidents still happen to employees on the job. Workers' compensation insurance will:

  • Protect your business from the liability of on-the-job injuries and medical costs
  • Give your employees medical care, help replace lost wages and provide disability benefits

Commercial Auto Insurance

Commercial auto insurance protects your small business with the proper limits to manage the risks. Consider commercial auto insurance if your business:

  • Owns, leases or rents vehicles
  • Has employees who drive their own vehicles to conduct business
  • Has employees who operate leased, rented or owned company vehicles

Bonding & Surety Services

We provide bonds and surety programs to a wide range of industries, including construction, financial, manufacturing, retail, healthcare and real estate.

  • Get access to commercial, contract or subdivision bonds
  • Enjoy a quick, simplified process
  • Rely on our vast network of brokers to maximize your surety credit

Professional Liability

Protect your business as a whole, including your professional exposure and liability:

  • Customize your insurance policy to protect against losses relating to your professional services and advice
  • Specialized coverages designed to protect Directors & Officers of your organization

Cyber Liability

Protect your business from a variety of online and data exposure risks:

  • Network security and privacy liability
  • Cyber extortion and ransom demand
  • Network business interruption for security breaches
  • Reputation damage and data restoration costs

Business insights & resources

Weathering the Storm 2021  (White Paper)

Spring 2021 McGriff Market Update  (Article)

Client Advisory: Employment Law Trends and Potential Impact on EPL Insurance Claims  (Article)

Related products

Bonding & Surety Services

Whether you need commercial, contract or subdivision bonds, we can help.

Business Auto Insurance

Our transportation services can be tailored to meet the specific needs of your business.

Commercial Flood Insurance

It's important to know your business is covered in the event of a flood.

Let's connect.

Our approach begins with understanding your needs and goals, so contact us with any questions or to request a free quote.

Contact us

Insurance products and services offered through McGriff Insurance Services, Inc., a subsidiary of Truist Insurance Holdings, Inc., are not a deposit, not FDIC insured, not guaranteed by a bank, not insured by any federal government agency and may go down in value.

McGriff Insurance Services, Inc. CA License #0C64544